We Take our clients from the 4s, 5s, & 6s to the 700s+
Why Choose Us Over Other Credit Repair Companies?
At YBE Credit Repair, We are a family owned business & we take a results-driven approach to credit repair that sets us apart from the competition. Here’s what makes us different:
• Aggressive Disputing – Unlike other companies that dispute only a few accounts at a time, we take a more aggressive approach to get faster results.
• Affordable & Transparent Pricing – We don’t charge thousands of dollars like some companies. Our pricing is fair, and we offer flexible payment plans to fit any budget.
• More Than Just Credit Repair – We provide 1-on-1 credit coaching and guidance, helping you build, structure, and leverage your credit to achieve your financial goals.
• Advanced Disputing Methods – We don’t rely on basic dispute letters. We use multiple legal avenues, including the FCRA, CFPB, and FTC, to challenge negative items effectively.
• Faster Results – Our process typically takes 3-6 months, with month clients seeing significant results in the first 30 days. Sometimes as early as 7 days! compared to 1-3 years with other credit repair companies.
• We Handle Everything for You – No templates or DIY instructions—we do all the work so you can focus on your financial future.
• Money-Back Guarantee – We stand behind our service. If we don’t deliver, you don’t pay.
We’re committed to getting you real results, not just dragging out the process. Ready to take control of your credit? Let’s get started today!
Rated 5 Stars

Hear what our clients have to say! (Video Reviews)
Client Results












The best part about our service is.... Its results guareenteed or your money back! We offer a 90 day money back guareentee so if you dont see results in 90 days or less you will be issued a full refund!
Client Testimonials/Reviews


Frequently Asked Questions
What is credit repair, and how does it work?
Credit repair is a process aimed at improving an individual’s creditworthiness by addressing and rectifying inaccuracies, errors, or negative items on their credit report. The primary goal is to boost the individual’s credit score and credit report, making them more eligible for favorable financial opportunities, such as loans or credit cards!
How do we Dispute?
At YBE Credit Repair, we employ a comprehensive approach to credit repair, utilizing three distinct dispute tactics to achieve optimal results for our clients. Firstly, we leverage factual disputes, meticulously scrutinizing credit reports for inaccuracies and presenting concrete evidence to challenge discrepancies. Secondly, we navigate consumer protection laws to advocate for our clients’ rights, ensuring fair and accurate reporting. Lastly, our expertise extends to the Metro 2 credit reporting standard, allowing us to address discrepancies directly with data furnishers, enhancing the efficiency of the dispute process. By combining these three strategic dispute tactics, we tailor our approach to the unique circumstances of each client, maximizing the effectiveness of our credit repair efforts and helping individuals achieve the credit scores they deserve.
Can I repair my credit on my own, or is professional help necessary?
Repairing your credit yourself is indeed possible with dedication, education, and persistence. By taking the time to understand the credit repair process, you can identify inaccuracies, dispute errors, and make informed financial decisions to positively impact your credit score. Patience is key, as improvements may take time to reflect. However, if the intricacies of credit reporting and the dispute process seem overwhelming, or if you prefer a more streamlined and expert-guided approach, that’s where our professional services come in. At YBE Credit Repair, we offer tailored expertise, industry knowledge, and a strategic approach to navigate the complexities of credit repair. Our dedicated team is committed to helping you achieve optimal results efficiently, allowing you to focus on your financial goals with confidence.
How much does Credit Repair Cost?
At YBE Credit Repair, we understand that every credit situation is unique. Our pricing is determined by the specific details of your credit report and the extent of work required to enhance your credit profile. To get a personalized quote tailored to your needs, we invite you to schedule a complimentary consultation with our experienced team. During this free consultation, we’ll assess your credit report, discuss your financial goals, and provide transparent information on the cost of our services. Schedule your free consultation today and embark on the path to a better financial future.